Stopwatch, Calculator, and Cash. Annual Rate of Return Concept.

Annual Rate of Return

Annual rate of return is the gain or loss an investment incurs over the course of a year. This value is a time-weighted annual percentage.


Annuity written on a paper. Finance concept.

Annuity

An annuity is a contract. It features specified income payable at stated intervals (especially annually). The owner funds the annuity with either installment payments or a single premium.


House price increase. Appreciation Concept.

Appreciation

Appreciation is an increase in the value of an asset, especially over time.


Asset Concept: Gold bars / ingot on pile of US dollar banknotes on percentage pile chart using in balance risk and rich in financial investment idea.

Asset

An asset is an item of monetary value. Assets have value in an exchange.


Graphic illustration of a diversified portfolio. Asset Allocation Concept.

Asset Allocation

Asset allocation is a diversification strategy. The portfolio manager weights select asset asset classes—i.e., stocks, bonds, cash—to minimize risk and maximize return. For example, a typical allocation might be 60% stocks, 30% bonds, and 10% cash. Periodically, the manager will adjust the percentages to reflect changes in investor goals, time frame, risk tolerance, and market outlook, etc.


Asset Class Concept. Asset Management or Financial Investments: Blue checker pieces over a financial board where some investment words are written.

Asset Class

An asset class is a category of investments with similar characteristics and behaviors in the marketplace. Examples of asset classes include cash, stocks, bonds, real estate, commodities, and so forth.